5% cash back on top eligible spending category each billing cycle up to $500 spent
No annual fee
0% introductory APR on balance transfers for 15 months
0% introductory APR on purchases for 15 months
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Discover the Citi Custom Cash Card, a versatile credit card designed to adapt to your spending habits, bringing personalized rewards to individuals in the United States.
Every billing cycle, the card automatically rewards you with 5% cash back on your top eligible spending category, giving you the flexibility to earn more where you naturally spend the most.
From dining to entertainment or even commuting, the Citi Custom Cash Card ensures you make the most of every dollar spent.
With the Citi Custom Cash Card, you can earn 5% cash back on your highest eligible spending category up to a limit of $500 each billing cycle.
This feature adapts to your spending habits, allowing you to maximize your savings automatically.
For instance, if you spend the most at grocery stores one month, you’ll receive 5% back there.
The flexibility of this card ensures that you are rewarded in the categories where you spend the most.
The Citi Custom Cash Card comes with the significant benefit of having no annual fee.
This means you can enjoy the rewards and features of the card without worrying about a yearly cost.
Typically, credit cards with such benefits charge a fee, but the Citi Custom Cash Card allows you to keep more of your money in your pocket.
This can make a notable difference in your overall savings, especially for budget-conscious cardholders.
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The Citi Custom Cash Card offers a valuable opportunity with its 0% introductory APR on balance transfers for 15 months.
This means you can move your high-interest debt to this card and enjoy over a year without additional interest charges.
It can be a strategic way to manage and reduce your debt more efficiently.
Please note, though, that there might be a balance transfer fee, so it's wise to consider this cost.
This benefit can potentially lead to significant savings for you.
With the Citi Custom Cash Card, you can make purchases without incurring interest for the first 15 months.
This 0% introductory APR allows you to spread the cost of large purchases over time.
It can ease the financial strain of big-ticket items by breaking payments into manageable parts.
This feature is particularly beneficial during periods of high spending, such as holiday shopping seasons or unexpected expenses.
Be sure to plan ahead so you can pay off the balance before the introductory period ends.
Linda Carter is a writer and expert known for producing clear, engaging, and easy-to-understand content. With extensive experience in guiding people as they pursue their goals, she shares valuable insights and practical advice. Her mission is to help readers make informed choices and achieve meaningful progress.